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No Money Down Loans!

Buy a Home with NO MONEY DOWN!

Tired of renting and paying your landlord's mortgage?

   - Purchase a home with NO MONEY DOWN!

   - Get a fixed rate of just 3.75% - 4.75%, depending on current market conditions!

   - Build equity for yourself, not your landlord!

   - Drastically reduce the amount of taxes you pay!

When you purchase a home, you need money for 3 things:

   1.  Down payment required by the mortgage company.

   2.  Closing costs.

   3.  Pre-paid items (appraisal, homeowners insurance, inspection, etc.)

How can I help you with the 3 items listed above?

   1.  I have an arrangement with a mortgage company to eliminate the down payment! 

   2.  As an expert negotiator, I can negotiate and get the seller to pay all closings costs!

   3.  You pay these items prior to settlement, which are normally less than $1400. BUT, 
        your new mortgage is structured so you skip the first month of your mortgage!

Example: You settle in March, you make NO PAYMENT in April, and your first payment isn't
due until May 1st! In reality, the money you used for "pre-paids" is more than offset by the fact
that you skipped your first mortgage payment! 

Limited time program - contact me today to take advantage of it!

You can apply online for a FREE prequalification here:

Chris Hood, Academy Mortgage. Click on "Pre-Qualify Now" in the upper right corner.

agent photo
Bernie Alvey
Senior Listing Agent
EXIT Landmark Realty

Direct: 301-752-7922
Office: (301)934-2022 x272

Email: bernie@alveyproperties.com

Bernie Alvey reviews
Bernie Alvey reviews

Testimonials Page

After listing my house I received a full price contract in 2 weeks - very happy! Bernie recommended a contractor for minor repairs found during the home inspection and repairs were made in a timely manner and to satisfaction of buyers. I couldn't be happier with the entire process. Settlement held in 45 days from list date and all parties were pleased and on their way. Great job! Coach Jim Donahue
Bernie is the best agent I have ever worked with. His knowledge and negotiation skills are impeccable. He was always alert, responsive and attentive for my needs. I have used him as a buyer and seller agent, he was great at both aspects. He even help me gain a a full price offer on my home, which was a profit from a home I owned for only 14 months. ***Highly Recommended*** Michael Paige
Bernie is that agent that you hear about but never seem to really find, EXCEPT I DID! He is current with technology and that is so important to finding a home, I used his website and was able to zero in on the 4 or 5 properties I wanted to see and he made the rest happen. He is also great at presenting the pros and cons of any property to help you keep your own excitement from carrying you away. His knowledge of the area was fantastic, and overall made our home buy experience, fast and even fun. Chet Rhodes
Bernie did a superb job of helping us find the right house in Dunkirk. After showing us a few properties, he knew what we were looking for and focused on that. We depended heavily on his experience and familiarity with local practices to guide us through the process. We were impressed with his knowledge of the local market. Once we found the house we wanted, he gave us good advice on negotiating a fair offer. Jack and Fran Shea
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