I'd Like to Get a Mortgage - What do I do now?
The process is very simple. Before we can begin, we ask that you complete our online mortgage application by clicking here. By completing this form, it will allow us to place you with the perfect mortgage loan program and analyze all of your mortgage loan options. This mortgage application is FREE of charge, and there are no hidden fees. This mortgage application is completely confidential and none of your personal information will be sold or solicited.
If you are credit approved, we will let you know immediately and request the following loan documents for your full mortgage pre-approval. We will need these documents in order to approve your for a maximum mortgage amount and to place you in the perfect loan program. Please refer to the checklist of items needed below:
- 2011, 2012, and 2013 federal income tax returns (all tax filers should sign page 2 of the 1040 for authenticity)
- 2012 and 2013 w-2 income tax wage forms
- The last 30 days copies of all applicants paystubs
-The last 60 days bank statements for checking, savings, and retirement accounts (must have the official bank statements)
-Copies of all borrowers photo IDs
You do not need these items to apply, but once credit approved, we will need to have these items to let you know the amount of a mortgage for which you qualify.
You can apply by clicking here: Chris Hood, Academy Mortgage
Senior Loan Officer
6411 Ivy Lane, Suite 300
Greenbelt, MD 20770
MD License #: 141811